KYC verification through smartphones – Fully automated workflows

September 26, 2018

An MRZ Scanner SDK is the easiest way to scan identity documents. Check out this simple way to onboard your users in the space of Know Your Customer (KYC) and Anti-Money-Laundering (AML) solutions. The Scanbot MRZ Scanner SDK complies with all data handling regulations since it works 100% offline, without the requirement of external servers or services. Therefore, it’s suitable for highly sensitive sectors like banking, investment advisory, or risk consulting and makes any type of financial service more efficient than ever before.

How MRZ scanning works. The MRZ scanner SDK uses the camera to guide the user into the perfect position. Then captures the document and validates the MRZ. After that the data is handed over as JSON.

While using 100% digital workflows is the norm for startups already, established companies tend to turn into this direction more frequently as well. Using the smartphone of your customers to scan machine-readable zones (MRZ) on identity or travel documents proves to be the cheapest and most frictionless way to onboard users in the KYC process.

The Scanbot MRZ scanner reads the MRZ, which includes the name, nationality, date of birth, and the document issuer as well as the expiration date. It can recognize documents from more than 150 different countries.

Manually entering data comes with a lot of error potential and results in invalid data

Fully automated vs. manual data entry

The most significant advantage of MRZ scanning is the verification of checksums to ensure a 100% accuracy. The Scanbot SDK only takes a second to decode the information and pass it to your app.

Afterwards, it can be processed automatically for further purposes, e.g. verifying the identity of a user. In contrast to that, manual entries by your users could contain mistakes which would force a double-check from your side.

The MRZ scanner is safe from external attacks because there are no external connections
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Why a “no-server” solution is the only feasible way

Coming from a long history of building software compliant with the highest privacy standards, doo GmbH is the perfect solution partner in this area. The whole Scanbot SDK, including the MRZ scanner, is meant to run on the end user’s device without any other requirements. Therefore, our 100% offline approach complies with all regulations and is safe from external attacks or various other risk factors. That’s why it also complies with the latest DSGVO/GDPR of the European Union.

Constant updates to the SDK save a lot of time and keep the scanner SDK safe

Ongoing costs and flexibility

The constant improvements of the Scanbot MRZ scanner SDK are a significant advantage. As a result, you never have to worry if an operating system update of iOS or Android will break the SDK. We always support the latest versions, and the only thing you have to do is to update it. Our broad availability of all major development platforms also gives you the flexibility to make a change in your development at any time.

If you want to onboard your customers with our Scanbot MRZ Scanner SDK, feel free to contact us anytime. We'd love to discuss some ideas with you. For further information regarding data protection, feel free to check out our statement regarding privacy and our blog post about online banking and data security.

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